• Latest
  • Trending
Happy FM introduces the ‘Hard Facts’ show

Happy FM introduces the ‘Hard Facts’ show

October 14, 2020
Resetting The Nation: Mahama Urged To Back Rhetoric With Decisive Action On ORAL And Galamsey-Oppong-Fosu

Resetting The Nation: Mahama Urged To Back Rhetoric With Decisive Action On ORAL And Galamsey-Oppong-Fosu

September 25, 2025
Running a small business is demanding. Each day presents challenges that can affect your cash flow, your customers, and your ability to grow. Amid these demands, it is easy to lose sight of long-term financial priorities. However, businesses that last are not only those with good products or strong customer service. They are often the ones with better financial habits. This article outlines seven essential points that will help SMEs manage their finances more effectively, reduce risk, and plan for growth. 1. Start with a Clear Financial Plan A good financial plan gives direction to your business. It helps you set targets, allocate resources, and make informed decisions. Start by defining your financial goals. These should be SMART - specific, measurable, actionable, realistic, and tied to timelines. For example, you should determine how much revenue you need each month, what level of production or service delivery is required to meet that target, and how you intend to achieve it. Once your targets are clear, you will need a working budget. A good budget helps you monitor income and expenses, manage cash flow, and ensure that your business remains on track. It also provides a basis for deciding what to prioritise and what to postpone. At its best, your financial plan should help you answer key operational questions such as what resources are required to operate or grow, where those resources will come from, what they will cost, and whether your business is in a position to take them on. Planning in this way reduces uncertainty and allows you to run your business with greater clarity and confidence. 2. Maintain Accurate Financial Records Accurate financial records are essential for any business. Whether you are managing day-to-day operations, planning for future growth, or applying for funding, clear and reliable financial information allows you to make sound decisions. Many small businesses struggle in this area due to time constraints, limited expertise, or a lack of systems. However, proper record-keeping should never be overlooked. It supports internal decision-making, strengthens external credibility, and improves your ability to respond to opportunities or risks. Business owners can start by gaining basic knowledge of accounting principles and tools. Training employees in simple record-keeping practices also helps to build internal capacity. In some cases, it may be worthwhile to engage professionals who can help you put the right systems in place and prepare essential reports at a cost that makes sense for your business. 3. Choose a Banking Partner Aligned with Your Goals The right banking relationship can make a real difference to your business. A bank like Absa Bank is more than a place to keep your funds. It is a partner that can support your operations, guide your financial planning, and help you take advantage of growth opportunities. Begin by understanding your business needs. These might include working capital support, payments and collections services, or trade finance. Once your needs are clear, assess whether your bank offers the right mix of services, accessibility, and expertise. Your banking partner should make it easier to run your business, not harder. They should share your ambition to grow, be responsive to your concerns, and provide solutions that are tailored to the stage your business is in. A strong banking relationship will give you confidence and peace of mind as you build your enterprise. 4. Deploy Effective Payment Solutions Revenue is the foundation of every business and the way you go about collecting it is key. In today’s economy, customers expect fast, simple, and secure payment options. If your business only accepts cash, you may be turning away potential sales without realising it. Providing customers with flexible payment options is no longer a luxury. It is a necessity for growth and long-term relevance in a digital economy. Offer customers alternatives such as instant bank transfers, mobile money, card payments through point-of-sale devices, or more innovative solutions like Absa Mobi Tap to improve your customer experience and increase your reach. These methods reduce delays, enhance transaction security, and demonstrate professionalism. 5. Meet Statutory Obligations Promptly Every business has legal and regulatory responsibilities. These include filing and paying taxes, submitting Social Security and National Insurance Trust contributions, and meeting other sector-specific requirements. Complying with these obligations on time helps you avoid penalties and disruptions. It also builds your business’s reputation and improves your standing with financial institutions and regulators. To stay compliant, you should adopt a legal structure that suits your business model and goals. You may also wish to seek legal or tax advice at key points in your journey. Planning ahead for obligations such as annual tax payments or quarterly filings ensures that you are not caught off guard. Meeting your statutory responsibilities consistently is a mark of a well-run business. 6. Manage Your Risks Running any business involves risk. These risks may include delayed payments from customers, unexpected costs, economic downturns, or even natural disasters. For small businesses operating with limited resources, such events can be difficult to absorb. This is why risk management must be part of your financial routine. Start by identifying the main risks that could affect your business. Put in place basic measures to protect your operations. This could mean setting aside emergency reserves, purchasing insurance, or diversifying your income streams. Being proactive about risk does not eliminate uncertainty, but it helps you stay in control when challenges arise. It also signals to lenders, partners, and customers that your business is prepared and resilient. 7. Separate Business and Personal Finances It may be tempting to treat your business account as your personal wallet, especially in the early stages. However, failing to separate your business and personal finances can lead to confusion, tax problems, and credibility issues. As a business owner, you should pay yourself a fixed salary. Avoid withdrawing funds at random or covering personal expenses with business income. If you invest personal funds in the business, document it properly as a loan or equity contribution. Keeping your finances separate helps you maintain clear records, assess business performance accurately, and present your enterprise in a more professional light to partners, banks, and regulators. At Absa Bank, we believe that strong financial habits form the backbone of every successful enterprise. Our commitment is to walk with our clients and customers at each stage of their journey, providing guidance, tools, and solutions that help SMEs grow sustainably and with purpose.

Financial Habits Every SME Must Adopt: The 7-Point Check List

September 25, 2025
New Tullow CEO meets Ghana President

New Tullow CEO meets Ghana President

September 25, 2025
Kumasi Businessman Wins Brand New Car in 13th Telecel Dream Car Promo

Kumasi Businessman Wins Brand New Car in 13th Telecel Dream Car Promo

September 25, 2025
Telecel Ghana Holds AI Workshop for Young Entrepreneurs for SME Month

Telecel Ghana Holds AI Workshop for Young Entrepreneurs for SME Month

September 25, 2025
Mahama Renews Africa’s Demand for Permanent Seat on UN Security Council

Mahama renews Africa’s demand for permanent seat on UN Security Council

September 25, 2025
Abandoned Mallam market structure to Be demolished-Ablekuma North MCE

Abandoned Mallam market structure to Be demolished-Ablekuma North MCE

September 25, 2025
Galamsey fight: You can’t repeat the same mistakes and expect a different results – GSSMA warns government

Galamsey fight: You can’t repeat the same mistakes and expect a different results – GSSMA warns government

September 25, 2025
Education Minister vows transparency in SHS placement, warns against system abuse

Education Minister vows transparency in SHS placement, warns against system abuse

September 25, 2025
Cyber Security Authority warns high school graduates against indecent social media posts

Cyber Security Authority warns high school graduates against indecent social media posts

September 25, 2025
Over 1,000 Indonesians sick from school meals in more food poisoning outbreaks

Over 1,000 Indonesians sick from school meals in more food poisoning outbreaks

September 25, 2025
Free SHS Secretariat urges Parents to accept School Placements

Free SHS Secretariat urges Parents to accept School Placements

September 25, 2025
Happy Ghana
Advertisement
No Result
View All Result
  • Home
  • News
  • Sports
    • International Sports
    • Afcon2017
    • Afcon2019
    • Corporate Knockout
    • U17 World Cup
    • World Cup 2018
  • Entertainment
  • Business
  • Bizarre
  • Feature
  • More
    • Technology
    • Opinion
    • Lifestyle
  • Listen Live
  • Home
  • News
  • Sports
    • International Sports
    • Afcon2017
    • Afcon2019
    • Corporate Knockout
    • U17 World Cup
    • World Cup 2018
  • Entertainment
  • Business
  • Bizarre
  • Feature
  • More
    • Technology
    • Opinion
    • Lifestyle
  • Listen Live
No Result
View All Result
Happy Ghana
No Result
View All Result
Home Sports

Happy FM introduces the ‘Hard Facts’ show

in Sports
Happy FM introduces the ‘Hard Facts’ show
Share on FacebookShare on TwitterShare on Whatsapp

The leading radio station in Ghana, Happy 98.9 FM is set to roll out an all-new political show ‘Hard Facts’ , which promises to steer the national discourse on good governance with verifiable data and information for national development.

The Hard Facts show which will start airing on 14th October, 2020 from 7pm to 9pm every Wednesday is a political radio show which will discuss pertinent issues that focuses on governance and development with the sole aim of simplifying debates for listeners comprehension.

The show will be hosted by the Deputy Chief Executive Officer of the National Youth Authority (NYA) in Ghana, in charge of Finance and Administration, Mrs. Akosua Asaa Manu, who has displayed her prowess in the communication, political, and entrepreneurial spheres in Ghana.

The two-hour programme is engaging; asking duty-bearers and invited guests incisive questions to elicit the right responses. It is also interactive as it allows the audience to contribute to ongoing discussions via all social media platforms.

Listeners can expect informative segments including Trending Issues of the Day/ Week, where Akosua Manu shares with listeners key issues of the day or week; Encounter with State Actors, where selected leaders of government agencies are invited to account to the people by shedding light on their tasks, accomplishment and also debate on areas that need improvement.

Programmes Manager of Happy FM, Emmanuel Akrumah expressed how thrilled he was as Hard Facts joins the array of great programmes on the station.

“Happy FM has never relented in its mandate to educate, inform and entertain its cherished listeners with exciting programming. It can be recalled that just this year, Happy FM added relevant content and exciting new faces to the already great programming it has.

With this new show, the station will be providing listeners, as the name of the show suggests, with facts-nothing but facts. You can expect the right questions asked, the right answers given and the right guests present at all times. We entreat all Ghanaians, politicians and Civil Society Organizations, among others to follow the discussions on the Hard Facts”.

About the host

Mrs. Akosua Asaa Manu is currently the Deputy Chief Executive Officer of the National Youth Authority (NYA) in Ghana, in charge of Finance and Administration.

Prior to her transition to leadership in the NYA, she helmed communications and digital branding as the Deputy Director of Communications for the First Lady, Rebecca Akufo-Addo, leading her team to deliver innovative, creative work that positively expanded the First Lady’s brand.

Her professional journey began with her as a banker working at GCB Bank for eight years. Realizing that her talents lay in entrepreneurship, in 2014 she joined Max International where her prowess in marketing came to the fore. At Max, she broke long-standing international sales records and set new standards for the firm, becoming a rising star within a few short months. She went on to become the first woman on the African continent to achieve significant leadership ranking within the company.

A firm advocate for women’s empowerment, she leverages her talents as an experienced communicator and facilitator to deliver training on issues and policies that are especially impactful for young women, for which she has been recognised in the USA, Philippines, and most recently, being honoured with the coveted Ghana Female Leadership Award in 2018. In January 2020, she was listed among the 100 most influential young Africans in leadership, leading the category for leadership and civil society in her home country.

Mrs Manu is an alumnus of Wesley Girls High School and the well-regarded University of Ghana, Legon.

Follow us on Twitter:@happy989fm

Follow us on Instagram:@happy989fm

Like our facebook page: happy98.9FM

Listen to us on 98.9 FM

Visit https://www.happyghana.com for more updates

Subscribe to receive notification everytime a new post is published. We promise to be discrete.

Unsubscribe
Previous Post

4th GMA Webinar Series to Lead Conversation on Digital Media and Elections 2020

Next Post

Don’t be influenced in your next call-ups – Sam Johnson to Akonnor

Next Post
Ghana’s defeat was due to poor organisation- Akonnor

Don’t be influenced in your next call-ups - Sam Johnson to Akonnor

Search

No Result
View All Result

Listen Live

Happy Kaseɛbɔ 600AM news bulletin
Happy Kaseɛbɔ 600AM news bulletin

BBC Match of the Day Africa

Happy Ghana

Recent News

  • Resetting The Nation: Mahama Urged To Back Rhetoric With Decisive Action On ORAL And Galamsey-Oppong-Fosu
  • Financial Habits Every SME Must Adopt: The 7-Point Check List
  • New Tullow CEO meets Ghana President
  • About
  • advertise
  • Privacy Policy
  • Contact Us

© 2025 Happy FM – Powered by Ghana’s leading radio network. Designed with passion by Global Media Alliance.

No Result
View All Result
  • Home
  • News
  • Sports
    • International Sports
    • Afcon2017
    • Afcon2019
    • Corporate Knockout
    • U17 World Cup
    • World Cup 2018
  • Entertainment
  • Business
  • Bizarre
  • Feature
  • More
    • Technology
    • Opinion
    • Lifestyle
  • Listen Live

© 2025 Happy FM – Powered by Ghana’s leading radio network. Designed with passion by Global Media Alliance.