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Where Are They? 2003 the best year in my football career – Ex- AshGold star Shaibu Yakubu

Where Are They? 2003 the best year in my football career – Ex- AshGold star Shaibu Yakubu

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Running a small business is demanding. Each day presents challenges that can affect your cash flow, your customers, and your ability to grow. Amid these demands, it is easy to lose sight of long-term financial priorities. However, businesses that last are not only those with good products or strong customer service. They are often the ones with better financial habits. This article outlines seven essential points that will help SMEs manage their finances more effectively, reduce risk, and plan for growth. 1. Start with a Clear Financial Plan A good financial plan gives direction to your business. It helps you set targets, allocate resources, and make informed decisions. Start by defining your financial goals. These should be SMART - specific, measurable, actionable, realistic, and tied to timelines. For example, you should determine how much revenue you need each month, what level of production or service delivery is required to meet that target, and how you intend to achieve it. 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Many small businesses struggle in this area due to time constraints, limited expertise, or a lack of systems. However, proper record-keeping should never be overlooked. It supports internal decision-making, strengthens external credibility, and improves your ability to respond to opportunities or risks. Business owners can start by gaining basic knowledge of accounting principles and tools. Training employees in simple record-keeping practices also helps to build internal capacity. In some cases, it may be worthwhile to engage professionals who can help you put the right systems in place and prepare essential reports at a cost that makes sense for your business. 3. Choose a Banking Partner Aligned with Your Goals The right banking relationship can make a real difference to your business. A bank like Absa Bank is more than a place to keep your funds. It is a partner that can support your operations, guide your financial planning, and help you take advantage of growth opportunities. 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It is a necessity for growth and long-term relevance in a digital economy. Offer customers alternatives such as instant bank transfers, mobile money, card payments through point-of-sale devices, or more innovative solutions like Absa Mobi Tap to improve your customer experience and increase your reach. These methods reduce delays, enhance transaction security, and demonstrate professionalism. 5. Meet Statutory Obligations Promptly Every business has legal and regulatory responsibilities. These include filing and paying taxes, submitting Social Security and National Insurance Trust contributions, and meeting other sector-specific requirements. Complying with these obligations on time helps you avoid penalties and disruptions. It also builds your business’s reputation and improves your standing with financial institutions and regulators. To stay compliant, you should adopt a legal structure that suits your business model and goals. You may also wish to seek legal or tax advice at key points in your journey. Planning ahead for obligations such as annual tax payments or quarterly filings ensures that you are not caught off guard. Meeting your statutory responsibilities consistently is a mark of a well-run business. 6. Manage Your Risks Running any business involves risk. These risks may include delayed payments from customers, unexpected costs, economic downturns, or even natural disasters. For small businesses operating with limited resources, such events can be difficult to absorb. This is why risk management must be part of your financial routine. Start by identifying the main risks that could affect your business. Put in place basic measures to protect your operations. This could mean setting aside emergency reserves, purchasing insurance, or diversifying your income streams. Being proactive about risk does not eliminate uncertainty, but it helps you stay in control when challenges arise. 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Where Are They? 2003 the best year in my football career – Ex- AshGold star Shaibu Yakubu

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Where Are They? 2003 the best year in my football career – Ex- AshGold star Shaibu Yakubu
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Former AshantiGold striker Shaibu Yakubu says the 2003 season was the best in his career.

Yakubu won the Ghana Premier League goal king in his debut season with AshGold in the domestic top-flight.

He scored 13 goals that season, one above Ghana’s all-time leading top scorer Asamoah Gyan and Kwadwo Poku on were on 12 goals each.

“I will say the 2003 season was the best year of my career. It was my first season in the Ghana Premier League and I also won the goal king. I scored beautiful goals that season, my goal against Kotoko in Kumasi was the best goal for me. That season, Asamoah Gyan and I were the talk of town but I won the goal king with 13 goals and Asamoah Gyan had 12”, he told Ohene-Bampoe Brenya on Happy Sports on Happy 98.9.

Despite his huge potential and talent, Yakubu said he doesn’t regret he couldn’t reach the same level as former Black Stars captain Asamoah Gyan as both came to the limelight after the 2003 season.

“I don’t regret that I didn’t make it to the level of Asamoah Gyan.
I played more than five seasons in the Ghana Premier League. After the goal king, I was depressed that I had stayed in the domestic league for long. There was pressure coming from fans, family and others because normally people who won the goal king award got the chance to travel outside and continue their career the following season.

“So I decided to leave in the 2006-07 season. I told then AshantiGold SC Chief Executive Officer Kudjoe Fianoo to accept the $70,000 that was quoted by the Turkish club.
I pressured them to accept the money because they didn’t want to say the money was small for a former goal king award winner”.

Shaibu Yakubu also opened up on being dropped from Ghana’s Olympic team ahead of the 2004 Athens Olympic Games.

He was part of the squad that played during the qualifiers that qualified Ghana to the Olympics Games. Yakubu’s goal ensured Ghana got an equalizer sending the game to the penalty shootout which the Black Meteors won and secured a ticket to the Games.
Shaibu Yakubu was later dropped for the Games despite his heroic efforts.

“We respect professional players than local-based players in this country. I was dropped from the Olympics games squad because some GFA officials told the coach to drop me”

“The coach told me that he will personally take me to the Olympic games to have a feel of it. The coach told me that GFA members had a meeting and told him not to take me there. I was really disappointed and sad because I honestly don’t know what I did for anyone or the GFA to ask the coach to drop me”.

Shaibu Yakubu is currently in Ghana.

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