• Latest
  • Trending
International Mother Language Day: Nii Adjetey Quao Writes: "Posterity won't forgive us"

International Mother Language Day: Nii Adjetey Quao Writes: “Posterity won’t forgive us”

February 22, 2021
Interpol launches crackdown on romance scam operations; Ghana sees highest arrests

Interpol launches crackdown on romance scam operations; Ghana sees highest arrests

September 26, 2025
Fmr. Prez Kufuor calls for Pan-African media powerhouse to redefine Africa’s narrative

Fmr. Prez Kufuor calls for Pan-African media powerhouse to redefine Africa’s narrative

September 26, 2025

Kwamena Ahwoi criticises creation of new regions, warns against politicization of Local Governance

September 26, 2025
Former FBI Director James Comey indicted on charges of lying to congress

Former FBI Director James Comey indicted on charges of lying to congress

September 26, 2025
NCA Boss Calls for Legal Reforms to Strengthen Broadcasting Regulation

NCA Boss calls for legal reforms to strengthen broadcasting regulation

September 26, 2025
Rice farmers in Akyem Oda-Nkwanta cry for help amid struggles to sell harvest

Rice farmers in Akyem Oda-Nkwanta cry for help amid struggles to sell harvest

September 26, 2025
Bawumia Accuses Mahama of Double Standards on Covid-19’s Impact on Ghana’s Economy

Bawumia accuses Mahama of double standards on COVID-19’s impact on Ghana’s economy

September 26, 2025
World Bank Urges Ghana to Shift from ‘Crisis Narrative’ to Action

World Bank urges Ghana to shift from ‘Crisis Narrative’ to Action

September 26, 2025
Ministry of Education probes allegations of BECE placement bribery

Ministry of Education probes allegations of BECE placement bribery

September 26, 2025
NSA suspends all boxing activities in Ghana following Bahubali’s death

NSA suspends all boxing activities in Ghana following Bahubali’s death

September 26, 2025
Resetting The Nation: Mahama Urged To Back Rhetoric With Decisive Action On ORAL And Galamsey-Oppong-Fosu

Resetting The Nation: Mahama Urged To Back Rhetoric With Decisive Action On ORAL And Galamsey-Oppong-Fosu

September 25, 2025
Running a small business is demanding. Each day presents challenges that can affect your cash flow, your customers, and your ability to grow. Amid these demands, it is easy to lose sight of long-term financial priorities. However, businesses that last are not only those with good products or strong customer service. They are often the ones with better financial habits. This article outlines seven essential points that will help SMEs manage their finances more effectively, reduce risk, and plan for growth. 1. Start with a Clear Financial Plan A good financial plan gives direction to your business. It helps you set targets, allocate resources, and make informed decisions. Start by defining your financial goals. These should be SMART - specific, measurable, actionable, realistic, and tied to timelines. For example, you should determine how much revenue you need each month, what level of production or service delivery is required to meet that target, and how you intend to achieve it. Once your targets are clear, you will need a working budget. A good budget helps you monitor income and expenses, manage cash flow, and ensure that your business remains on track. It also provides a basis for deciding what to prioritise and what to postpone. At its best, your financial plan should help you answer key operational questions such as what resources are required to operate or grow, where those resources will come from, what they will cost, and whether your business is in a position to take them on. Planning in this way reduces uncertainty and allows you to run your business with greater clarity and confidence. 2. Maintain Accurate Financial Records Accurate financial records are essential for any business. Whether you are managing day-to-day operations, planning for future growth, or applying for funding, clear and reliable financial information allows you to make sound decisions. Many small businesses struggle in this area due to time constraints, limited expertise, or a lack of systems. However, proper record-keeping should never be overlooked. It supports internal decision-making, strengthens external credibility, and improves your ability to respond to opportunities or risks. Business owners can start by gaining basic knowledge of accounting principles and tools. Training employees in simple record-keeping practices also helps to build internal capacity. In some cases, it may be worthwhile to engage professionals who can help you put the right systems in place and prepare essential reports at a cost that makes sense for your business. 3. Choose a Banking Partner Aligned with Your Goals The right banking relationship can make a real difference to your business. A bank like Absa Bank is more than a place to keep your funds. It is a partner that can support your operations, guide your financial planning, and help you take advantage of growth opportunities. Begin by understanding your business needs. These might include working capital support, payments and collections services, or trade finance. Once your needs are clear, assess whether your bank offers the right mix of services, accessibility, and expertise. Your banking partner should make it easier to run your business, not harder. They should share your ambition to grow, be responsive to your concerns, and provide solutions that are tailored to the stage your business is in. A strong banking relationship will give you confidence and peace of mind as you build your enterprise. 4. Deploy Effective Payment Solutions Revenue is the foundation of every business and the way you go about collecting it is key. In today’s economy, customers expect fast, simple, and secure payment options. If your business only accepts cash, you may be turning away potential sales without realising it. Providing customers with flexible payment options is no longer a luxury. It is a necessity for growth and long-term relevance in a digital economy. Offer customers alternatives such as instant bank transfers, mobile money, card payments through point-of-sale devices, or more innovative solutions like Absa Mobi Tap to improve your customer experience and increase your reach. These methods reduce delays, enhance transaction security, and demonstrate professionalism. 5. Meet Statutory Obligations Promptly Every business has legal and regulatory responsibilities. These include filing and paying taxes, submitting Social Security and National Insurance Trust contributions, and meeting other sector-specific requirements. Complying with these obligations on time helps you avoid penalties and disruptions. It also builds your business’s reputation and improves your standing with financial institutions and regulators. To stay compliant, you should adopt a legal structure that suits your business model and goals. You may also wish to seek legal or tax advice at key points in your journey. Planning ahead for obligations such as annual tax payments or quarterly filings ensures that you are not caught off guard. Meeting your statutory responsibilities consistently is a mark of a well-run business. 6. Manage Your Risks Running any business involves risk. These risks may include delayed payments from customers, unexpected costs, economic downturns, or even natural disasters. For small businesses operating with limited resources, such events can be difficult to absorb. This is why risk management must be part of your financial routine. Start by identifying the main risks that could affect your business. Put in place basic measures to protect your operations. This could mean setting aside emergency reserves, purchasing insurance, or diversifying your income streams. Being proactive about risk does not eliminate uncertainty, but it helps you stay in control when challenges arise. It also signals to lenders, partners, and customers that your business is prepared and resilient. 7. Separate Business and Personal Finances It may be tempting to treat your business account as your personal wallet, especially in the early stages. However, failing to separate your business and personal finances can lead to confusion, tax problems, and credibility issues. As a business owner, you should pay yourself a fixed salary. Avoid withdrawing funds at random or covering personal expenses with business income. If you invest personal funds in the business, document it properly as a loan or equity contribution. Keeping your finances separate helps you maintain clear records, assess business performance accurately, and present your enterprise in a more professional light to partners, banks, and regulators. At Absa Bank, we believe that strong financial habits form the backbone of every successful enterprise. Our commitment is to walk with our clients and customers at each stage of their journey, providing guidance, tools, and solutions that help SMEs grow sustainably and with purpose.

Financial Habits Every SME Must Adopt: The 7-Point Check List

September 25, 2025
Happy Ghana
Advertisement
No Result
View All Result
  • Home
  • News
  • Sports
    • International Sports
    • Afcon2017
    • Afcon2019
    • Corporate Knockout
    • U17 World Cup
    • World Cup 2018
  • Entertainment
  • Business
  • Bizarre
  • Feature
  • More
    • Technology
    • Opinion
    • Lifestyle
  • Listen Live
  • Home
  • News
  • Sports
    • International Sports
    • Afcon2017
    • Afcon2019
    • Corporate Knockout
    • U17 World Cup
    • World Cup 2018
  • Entertainment
  • Business
  • Bizarre
  • Feature
  • More
    • Technology
    • Opinion
    • Lifestyle
  • Listen Live
No Result
View All Result
Happy Ghana
No Result
View All Result
Home Feature

International Mother Language Day: Nii Adjetey Quao Writes: “Posterity won’t forgive us”

in Feature
International Mother Language Day: Nii Adjetey Quao Writes: "Posterity won't forgive us"

International Mother Language Day: Nii Adjetey Quao Writes: "Posterity won't forgive us"

Share on FacebookShare on TwitterShare on Whatsapp

I’m of great disappointment and heartbreak when I see the young ones and the teeming youth speaking English Language without any itches and glitches but fumble when speaking the mother tongue[language]. Sadly, parents nowadays want force the English Language deep down to the throat of their children, and they end up speaking terrible grammar, our society nowadays uses the English Language as the yardstick to measure the intelligence of someone, that is below belt and it makes no sense

I chanced upon many young ladies and gentlemen and they speak and make a serious blunder in the Queen’s language yet they feel pompous of themselves thinking they are speaking anything that is prudent enough. Yet, they characterize those that speak their mother language/tongue[local language] more fluent as block-headed. Many a time they keep making a serious blunder in the usage of “I am and I’m” the right preposition in every sentence, their subject-verb agreement is fueled with mistakes, their adjectival and adverbial expressions is a turn off yet they think they are speaking English which they are looking forward to accolades, you don’t need a clairvoyant to tell you this that the English Language your relatives forced you to speak is the cause of this blunder you do make when speaking and writing.

Unequivocally, I can boldly say that those that always boast to have command over the Queen’s language can not write it well, they can’t write the exact English they speak. I sometimes get perturbed when I see the English Language results of these children and other people then I ask myself, but this person which kind of English language are they speaking. We are here killing ourselves to the maximum in learning a borrowed language and we’ve shunned our local languages, posterity won’t forgive us in case these our birthright fade away.

We’ve emulated every chronicle of our colonial masters too much to the extent that I see people eating kenkey with Fork and Knife, this is not anything near being a lady or gentlemen it’s a loss of identity and dignity as a Ghanaian. Our languages are fading away! We have English/French Language speaking everywhere. What we don’t know is, when it comes to languages, we have L1 and L2, the L1 is our mother tongue while the L2 is the English Language, we need to learn L1 first to propel us well enough to learn the L2. Let’s leave the L2 to be the burden of our professional English tutors/facilitators to teach us well, even them they sometimes struggle!

Be proud of who you are, where you come from, and your culture. I love it when I hear other languages, names and history. Speaking the English Language doesn’t make you better off than the white. We are Ghanaians let’s speak our languages and make the local languages paramount., Our posterity won’t forgive us should we fail to pass on the culture to them.

Happy International Mother Language Day.

I am Nii Adjetey Quao. Actor, Playwright, Director, Poet/Spoken Word Artiste & A Teacher at Happy Kids School.

Subscribe to receive notification everytime a new post is published. We promise to be discrete.

Unsubscribe
Previous Post

Sister Derby supports legalization of LGBTQ, says members must be protected

Next Post

I didn’t quit music – Apaatse

Next Post
I didn’t quit music - Apaatse

I didn’t quit music - Apaatse

Search

No Result
View All Result

Listen Live

Happy Kaseɛbɔ 600AM news bulletin
Happy Kaseɛbɔ 600AM news bulletin

BBC Match of the Day Africa

Happy Ghana

Recent News

  • Interpol launches crackdown on romance scam operations; Ghana sees highest arrests
  • Fmr. Prez Kufuor calls for Pan-African media powerhouse to redefine Africa’s narrative
  • Kwamena Ahwoi criticises creation of new regions, warns against politicization of Local Governance
  • About
  • advertise
  • Privacy Policy
  • Contact Us

© 2025 Happy FM – Powered by Ghana’s leading radio network. Designed with passion by Global Media Alliance.

No Result
View All Result
  • Home
  • News
  • Sports
    • International Sports
    • Afcon2017
    • Afcon2019
    • Corporate Knockout
    • U17 World Cup
    • World Cup 2018
  • Entertainment
  • Business
  • Bizarre
  • Feature
  • More
    • Technology
    • Opinion
    • Lifestyle
  • Listen Live

© 2025 Happy FM – Powered by Ghana’s leading radio network. Designed with passion by Global Media Alliance.